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The Durbin Amendment has reshaped the U.S. financial system since it began in 2010. Named after its chief advocate, Senator Richard Durbin, this legislative moved was designed to fix the increasing interchange fees charged by banks for debit card transactions. By limiting debit card fees, the amendment tried to make
The number of merchants using hosted payment pages is difficult to estimate accurately, as there are many different payment processors and gateways that offer this
A payment processing partnership is a business relationship between two companies that enables them to offer payment processing services to their customers. Payment processing is
The heating and HVAC industry is one of the essential service providers and is a multi-billion dollar industry. Whether it is to install new equipment
Debit cards have had a steady evolution from the early days of electronic funds transfer to the widely accepted payment method we know today. Debit
When it comes to accepting online payments, businesses have two main options: a merchant account and an aggregator account. Both these options provide the necessary
The 2023 Canada Winter Games is being hosted by Prince Edward Island. From February 18 to March 5, there will be more than 3,600 athletes,
Online payment processing companies are businesses that facilitate electronic payments for goods and services over the internet. This can be with computers, laptops, mobile phones,
Interchange rates are fees that merchants pay to the banks that issue credit cards for processing payments. These rates vary depending on the type of
The B2B (business to business) payments market globally was valued at over $900 Billion in 2022 and is growing at over 10% per year. It’s
Interchange rates are fees that merchants pay to credit card processors and issuing banks for accepting credit card payments. The fee is based on things such
Credit card fraud is a widespread issue that affects millions of people globally each year. The amount of credit card fraud is difficult to quantify
Cryptocurrency has been gaining significant attention in recent years. One of the main uses of cryptocurrency is as a form of transferring value: payments. But
Interchange fees are the biggest part of the fees that merchants pay whenever a credit card is used for a transaction at their business. This
Self-Assessment Questionnaire (SAQ) is used by merchants and service providers in the credit card payment industry to evaluate the security of their payment processing systems.
In credit card processing, a chargeback is a process by which a cardholder disputes a charge on their credit card statement with their issuing bank.
You cannot talk about payments without talking about digital payments. Cash and checks are declining in use while digital payment forms are skyrocketing. The number
The future of payments will continue to be driven by advances in technology, changes in consumer behaviour with the desire for convenience, and the increasing
Interchange fees, also known as swipe fees, are charges that merchants pay when a customer uses a credit card to make a purchase. Sometime interchange rates also
An issuing bank is a financial institution that issues credit cards or other types of payment cards to consumers. These institutions are responsible for maintaining
VANCOUVER, BRITISH COLUMBIA, CANADA, January 26, 2023 — TCM, a leading payment processor in Canada, is excited to announce its expansion into the United
As a business owner, one of the most important decisions you’ll make is which forms of payments to accept. American Express (AMEX) has over 100
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